Bodily injury fraud occurs when someone purposely fakes or exaggerates an injury to collect insurance benefits.

Common Bodily Injury Schemes

• Slip and Fall - Slip and fall scams are among the most widely practiced types of insurance fraud. The claimant or his/her attorney threatens litigation against a person, organization or business from a bogus injury sustained when the victim fell on the innocent party's property. Ultimately, the innocent party's insurance company pays for the bogus accident.
  
  
• The Fake Break - Some con artists will take advantage of a new or existing injury to make a bogus claim.
  
  
• The Yank Down - Perpetrators purposely pull display items or store merchandise on top of themselves and then file an injury claim resulting from the "fallen object".
  
  
• The Big Trip - Here the perpetrator takes advantage of a broken or obstructed sidewalk or stairway to make a bogus claim.
  
  
• The Chew and Sue - This scam involves claims against "dangerous" food products. The schemer will claim that ill-prepared food caused physical injury and then submit a bodily injury claim.
  
  

See Also:
Staged Vehicle Collisions
Vehicle Theft Fraud
Other Vehicle Claims Fraud
Collision Repair Fraud