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Reforming New Jersey's Automobile Insurance System: Five Years Later

Auto reform anniversary report shows auto premiums drop of three straight years.

 

Download a copy of the ICNJ Auto Reform Report






YOUNG STUDENTS

Pedestrian injuries are the second leading cause of unintentional death among children ages five to 14. Children who walk to school or to a bus stop must be reminded to:

  1. Look left, right, then left again before crossing the street.
  2. Always try to cross a street when a crossing guard is present.
  3. Cross in front of the bus only after the driver signals it's okay to do so.

HIGH SCHOOL STUDENTS

Statistics show that teen drivers are four times more likely to be involved in a fatal crash then more experienced drivers. In fact, 6,000 young people are killed each year in fatal crashes. If your children drive to school:

  1. Teach them to always buckle-up and require everyone else in the car to buckle up as well.
  2. Remind them to always obey the speed limit.
  3. Choose a safe car for teens to drive - remember large cars are safer than small ones.
  4. Enforce no-drinking-and-driving rules.

COLLEGE STUDENTS

The number one crime on college campuses is theft. One out of every 10 college students will be robbed while away at school. Most students' belongings are covered under their parents' homeowner policies, but expensive computer equipment and other items may not be covered. Parents should check their policies to be sure and also:

  1. Remind students always to lock dormitory doors, even if they are just going down the hall
  2. Tell students not to keep large amounts of money or jewelry in their rooms.
  3. Have students mark personal property, such as book-bags and CDs, with identifiable marks.
  4. Check auto insurance if your child takes a car to school to be sure no additional coverage is needed.

© Insurance Information Institute, Inc.

See Also:
12 Months of Safety
Boat Safety
Barbecue Safety
Helmet Safety
Lawnmower Safety
Personal Watercrafts
Lightning Safety