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Reforming New Jersey's Automobile Insurance System: Five Years Later

Auto reform anniversary report shows auto premiums drop of three straight years.

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TIPS ON HOW TO AVOID LIGHTNING HAZARDS

Thunderstorms can be considered a welcome event, cooling off a hot summer night. But often times these storms cause lightning hazards and create dangerous situations. Lightning is one of nature's deadliest natural phenomena, killing more people in the U.S. than any other weather hazard except flash floods. The Insurance Council of New Jersey offers the following tips on how to avoid lightning hazards:

Plan ahead. Always check the weather forecast before outdoor activities and know where you can quickly find safe cover.
Take cover in a metal-topped vehicle if it's not possible to go inside a building, but don't touch any metal parts of the vehicle during a lightning storm.
Avoid unsafe locations: open sheds, tents, open boats, convertibles, temporary shelters, open areas like golf courses, athletic fields, and tennis courts; lakes, swimming pools, seashore; isolated trees; high ground; open windows or roof tops; places near wire fences, clotheslines, overhead wires, or railroad tracks.
Avoid using electrical appliances, telephones (unless it's an emergency), or plumbing fixtures such as showerheads or faucets.
Stay under cover until the danger passes. Lightning can strike even if there's no rain.
Remember, if you hear thunder, you are close enough to be struck by lightning.