Consumer/Policy Maker Resources

The ICNJ has put together these resources to provide insight on questions about the insurance industry in New Jersey for both Consumers and Policy Makers.

New Jersey Disaster Resources

COVID-19 Resources for NJ Businesses and Consumers


New Jersey Department of Banking and Insurance Homeowners Information

Insurance Information Institute Homeowners Information

Auto Insurance Information

  • New Jersey Auto Insurance Buyer’s Guide
  • Consider what insurance coverage you need. First, review your policy and check your current limits for each coverage section such as liability, collision, comprehensive, Personal Injury Protection (PIP) which is the medical coverage for auto accidents, and additional mandatory features such as uninsured and underinsured motorist coverage. Next, decide whether your current coverage selections are at the levels that best fit your needs, and whether selected deductibles-which you will have to pay if you make a claim-are at amounts that you can afford. The Department provides an interactive guide to determine which coverage is best for you:

New Jersey State Resources

General Insurance Information